At The Merrimack, we’re committed to providing our customers with products and services that make their lives easier—and help their money go further. That’s why we’re proud to offer Mutual Benefits to our personal checking account customers. Mutual Benefits is a unique membership program that offers a wide range of money saving benefits. All Mutual Benefits members receive special discounts on everything from healthcare services to shopping, dining, and entertainment–as well as exclusive discounts at hundreds of Mutual Benefits business partners.
And as an added benefit, members can opt to receive additional travel and protection benefits like discounts on airfare and hotels, cellular care coverage, identity theft restoration services and identity monitoring. Choose the plan that best suits your lifestyle:
Premier Perks & Protection
$9 per month with any personal checking account
All Perks & Protection benefits plus…
Ultimate ID® Identity Theft Monitoring and Protection Services
- 3-Bureau daily credit monitoring
- Instant credit inquiry alerts
- Credit score tracker
- Enhanced dark web monitoring
- Credential vault
Perks & Protection
$6 per month with any personal checking account
All Perks benefits plus…
Identity Theft Security Center & Restoration Services
The power to protect your identity and secure your personal information.
- Set fraud alerts
- Reduce junk mail
- Order a free copy of your annual credit report
- Organize your personal and financial account information
Gain peace of mind with identity restoration services from Restoration Rescue®.
Coverage begins 10 business days from the date of enrollment.
Travel Services
Guaranteed lowest published fares available at the time of purchase.
Air Travel
3% cash back4 automatically mailed at the end of the month you travel. $100,000 automatic flight insurance.
Cruises
Get personal assistance from a cruise expert or book online. You can also enjoy cash back.4
Hotels
Save 5-50% off the lowest published rates.
Car Rentals
Save 5-30% off the lowest published rates.
Condo Vacations
Starting at just $350 for 7 days/7 nights at over 1,000 resort locations.
Group Trips & Events
Custom travel packages and special group packages.
Savings on Amtrak & Eurail Passes
Consumer Services & Discounts
90-Day Purchase Protection & Extended Repair Warranty
Purchase protection against loss due to fire damage or theft for 90 days from the date of purchase. Automatically extends US manufacturer’s warranty on most consumer merchandise up to an additional 12 months.5
Cellular Care Coverage6
Cell phone repair protection at no additional cost. Up to $600 per membership account per lifetime. Cell phone must be less than 2 years old. Coverage automatically begins 30 days after enrollment. Monthly cell service bill must be paid from a Merrimack County Savings Bank checking account.
Roadside Assistance
Substantial savings on Premier “Sign & Drive” emergency road service.
Pet Health Insurance
Discounts on variety of pet insurance plans covering accidents, illnesses and preventative care. Your pet will get great coverage and you’ll save 5% on your coverage or 15% with a multiple pet policy.
Security Software
Save 20% on award winning Bitdefender® anti‑virus protection.
Perks
$3 per month with any personal checking account
Discounts at Local and National Businesses
Savings at Hundreds of Local Business Partners
By showing your Mutual Benefits membership card.
Cash Back Rewards
Earn up to 33% cash back when shopping at over 350 online retailers when you register your Merrimack County Savings Bank debit card and/or a VISA® credit card.
Walmart®, Target®, Ann Taylor®, The Home Depot®, Best Buy® and so many more.
Dining Dough
Save up to 87% on restaurant dining certificates.
Golf Savings
Discounted eGift cards for use at thousands of courses nationwide.
Grocery Coupon Club
Save up to $1,000 annually with online access to print hundreds of coupons.
Movie Tickets
Save up to 33% at participating theaters.
Office Supply Discounts
Save up to 50% on office products from Office Depot.
Event and Attraction Tickets
Save up to 50% on tickets to Sporting events, Ski lift tickets, Concerts, Theater shows, Theme parks and museums.
Gift Card Savings
Save on gift cards for national retailers. Members can save up to 15% on retail gift cards.
- Macy’s
- JCPenney™
- Kohl’s®
- BassPro Shop®
- Barnes & Noble®
- TJ Maxx®
- Marshall’s®
- L.L. Bean®
- Jos. A. Bank
- And Many More!
Also, save up to 10% on restaurant gift cards.
- Papa John’s®
- Red Lobster®
- Olive Garden®
- Applebee’s®
- TGI Fridays®
- Chili’s Grill & Bar®
- LongHorn
- Steakhouse®
- And Many More!
Health Services
Dental Care
Savings of 15-60% on usual and customary fees as well as 20% on orthodontics.
Low monthly fee.1 No exclusions for preexisting conditions. No enrollment fees and no claim forms. No maximum life benefit.
Hearing Care
Save up to 70% with no enrollment fees or premiums at over 3,000 locations nationwide.
Vision Care
Discounts on vision care needs, including eye exams, eyeglasses, frames and lenses at locations nationwide 2
Prescriptions
Present your membership card with a health discount ID at thousands of pharmacies nationwide and save up to 30%.3
Sample Savings Charts
A MONTH IN A LIFE
| Example: 1 month of Mutual Benefits Savings | Saved* |
|---|---|
| Dining out Saturday nights (for 2)* – 4x/month (*With Dining Dough) | $100.00 |
| Purchasing birthday eGift card – 1x/month | $5.00 |
| Shopping for groceries each week – 4x/month | $60.00 |
| Taking family of 4 to Six Flags amusement park* – 1x/month | $81.54 |
| Seeing a movie, date night for 2 – 1x/month | $7.10 |
| Example of potential monthly savings with Mutual Benefits Perks & Protection Membership | $253.64* |
A YEAR IN A LIFE
| Example: 1 year of Mutual Benefits Savings | Saved* |
|---|---|
| Family of 4 vacation to Florida, Flight & Hotel Savings: $88.06 plus $69.96 (5% cash back) | $158.02 |
| Car rental (1 week Alamo mid-size car) | $109.05 |
| New eyeglasses at Lenscrafters | $45.75 |
| Annual dental cleanings for family of 4 (for each: spent $44.00, saved $60.00) | $240.00 |
| Veterinary visit for family dog | $8.00 |
| Filling prescription 12x/year | $594.00 |
| Example of potential annual savings with Mutual Benefits Perks & Protection Membership | $1,154.82* |
A family of 4 can save over $4,000 per year with Mutual Benefits Perks & Protection Membership!*
Based on 12 months of $253.64 savings per month and additional annual savings of $1,154.82
Your Mutual Benefits membership includes…
| Perks | Perks & Protection | Premier Perks & Protection | |
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| Discounts at Local Business Partners |  |
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| Cash Back Rewards | |
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| Dining Dough | |
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| Golf Savings | |
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| Grocery Coupon Club | |
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| Movie Ticket Discounts | |
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| Office Supply Discounts | |
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| Savings on Event and Attraction Tickets | |
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| Gift Card Savings | |
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| Health Savings on Dental, Hearing and Vision Care, and Prescriptions | |
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| Travel discounts on hotels and condos, airfare, cruises, car rentals, group trips, Amtrak and Eurail | |
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| 90-Day Purchase Protection & Extended Repair Warranty | |
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| Cellular Care Coverage | |
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| Roadside Assistance Savings | |
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| Pet Health Insurance Discounts | |
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| Security Software Savings | |
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| Identity Theft Security Center | |
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| Identity Theft Restoration Services | |
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Ultimate ID® Identity Theft Monitoring and Protection Services:
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Mutual Benefits is Easy to Use!
5 Ways to Save
- By Phone – call 855.378.3898
- Online – visit mymutualbenefits.com
- On the Go – download the Mutual Benefits mobile app
- Show Your Card at local business partners – visit themerrimack.com or the mobile app for a full listing
- Extend the Savings – share your membership with up to 5 family members for no additional charge